Rose's Testimonial

"Brenda has been my advisor since the premature death of my husband. My husband had always taken care of our investments. A few years before he passed away, I was diagnosed with a condition that made it impossible for me to return to work. In addition to this, during the time that he was ill, the 2008 recession hit. I recognized that I needed immediate help with our investments and a change to our investment firm. I was looking for much better service, someone who would have my best interests a top priority, take the time to help me understand my statements and the markets and yet allow me the freedom to not have to worry about being the watch dog of market fluctuations. The first thing that Brenda did was to take stock of my investments and make the necessary changes to take full advantage of the market up-turn while recognizing my now much lower risk tolerance. This included advice on my RRSPs, an employee group RRSP and existing work pension plan. This was dove-tailed with a financial plan that she created with my parameters. She handled my husband's final tax return and analyzed my own unique tax situation. She came up with a tax strategy that would allow me to minimize taxation in retirement while not increasing my tax bill now.  When we meet we always review performance to financial plan and make the necessary adjustments, always aware of my risk tolerance. . I created a budget with Brenda and I'm happy to say that I am in control of my financial situation and might add, doing very well. I have complete confidence in recommending Brenda's comprehensive financial planning services"